This project was a semester-long collaboration with Microsoft’s Experience Strategy & Design (XSD) team. Our challenge: explore how Microsoft can responsibly integrate AI into the Financial Services Industry (FSI), a space often resistant to AI due to concerns around security, regulation, and trust. Through deep research, expert interviews, and iterative design, our team developed a solution that streamlines the wire transfer process using AI — enhancing efficiency, boosting fraud detection, and prioritizing transparency. The final product, MarisAI, is a future-forward concept designed to meet the evolving expectations of FSI clients while staying grounded in responsible AI practices.